One of the questions we hear most often, especially from other investment advisors, is The Performance Question: How can you recommend a “Sustainable, Responsible, Impact” investment portfolio to your clients, when they under-perform regular market indexes? The question seems to be based on one of two underlying assumptions. The first…
Yesterday, in a surprise move, the people of the UK voted to leave the European Union, and Prime Minister Cameron was more-or-less forced to resign. Markets around the world had been rising for the last few weeks, as it looked to most observers like the vote would go the other…
Stoicism has seen rather a lot of interest in the last few years — maybe it’s the fallout of a period of financial and social uncertainty, but I think the rise of events like “Stoic Week” tell us something about our desire to find meaning. At the same time, most…
There were a lot of decisions to make when we decided to take Horizons independent – what asset custodians to work with, which portfolio accounting systems to use, that sort of thing. One question we hadn’t thought to ask was how to make sure that our emails, blog posts, and…
— PRESS RELEASE — CFP® Certificants: Ethics CE Course Offered April 8 at INSIGHTS 2016 in San Diego FOR IMMEDIATE RELEASE Monday, March 21, 2016 Bridgeville, PA and Santa Fe, NM fi360, in conjunction with Horizons Sustainable Financial Services, are pleased to offer a two-hour session titled…
It’s official – that was a lousy week on the American stock markets. In fact, this past week was the worst first week of a new year for the Dow Jones average ever. What happened, and what does it mean? Are those storm clouds gathering? As is so often the…
As the global economy gets more complex, and the average person is expected to know and understand more about their larger role in it, “personal financial literacy” has become a vital skill. In the US, according to the Council for Economic Education, financial literacy has been integrated into public school…
If you’ve checked on the market news more than once in the last couple of months, you may have been a little confused. World stock markets tumbled one day, rallied strongly the next — and normally boring commentators excitedly offered conflicting explanations. Were markets worried that the Federal Reserve would…
Two years ago this last week, courts in New Mexico ordered that county clerks must begin issuing marriage licenses to same-sex couples — and the next morning, Kim and Rose were among the first in line at the Santa Fe County clerk’s office. They had been the first named plaintiffs…
It seems like at least once a year each of the main popular financial magazines and websites publish a list of “the seven things you need to know about your financial planner”, or “the ten questions you need to ask before you hire an investment advisor”. In light of the…
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